Looking for a helping hand during a financial challenge?
Across the country, dozens of FreeLoan offices in the United States are quietly making a difference by offering interest-free loans to people from all walks of life. These aren’t banks — they’re community-backed organizations rooted in trust, dignity, and mutual support. If you’re facing unexpected expenses or need a financial boost, there may be an office near you ready to help.
There are more than 30 FreeLoan offices in the United States, each serving its own region with care, compassion, and zero interest. Whether you’re in Arizona, New York, Florida, or anywhere in between, this network of nonprofit lenders is committed to giving you real options without adding to your financial burden. It’s a unique model — and it’s been working for generations.
These FreeLoan offices in the United States are part of a broader international effort to provide fair, accessible lending that puts people first. From emergency needs and medical costs to education and small business support, the mission remains the same: to empower individuals and families through responsible, interest-free lending.
Not sure where to begin?
Use the list below to explore FreeLoan locations in your state. You’ll find contact information, names of local coordinators, and links to each organization’s website. Still can’t find a nearby office? Don’t worry — reach out to us directly and we’ll help you connect with the right support.
ARIZONA
ARIZONA – FreeLoan Office Locations
Jewish Free Loan of Greater Phoenix
3443 North Central Avenue, Suite 707
Phoenix, AZ 85012
(602)230-7983
(602)230-0180 (fax)
Email: info@jewishfreeloan.org
Website: www.jewishfreeloan.org
Blog: www.jewishfreeloanblog.org
Barrett Silver, President
Fred Wabnik, Immediate Past President
Tina Sheinbein, Executive Director & IAJFL Vice President
Hebrew Free Loan Association of Tucson
4301 East 5th Street
Tucson, AZ 85711-2005
(520) 297.5360
Email: hflatucsonaz@comcast.net
Phil Bregman, President & Director
Eileen Yelin, Administrator
CALIFORNIA
Jewish Free Loan Association (IAJFL Home Office)
6505 Wilshire Boulevard, Suite 715
Los Angeles, CA 90048
(323)761-8830
(323)761-8841 (fax)
Email: info@jfla.org
Website: www.JFLA.org
Facebook: www.Facebook.com/JewishFreeLoan
Mark M. Meltzer, Executive Director & IAJFL Past President
Natalie Fainberg, Loan Analyst/Outreach Coordinator & IAJFL Administrator
Jewish Family Service of San Diego
Turk Family Center
8804 Balboa Ave.
San Diego, CA 92123
(858)637-3000
(858)637-3011 Fax
Email: alinao@jfssd.org or debras@jfssd.org
Website: www.jfssd.org
Main contact: JFS Access- 858-637-3210
Jennifer Levitt, President
Michael Hopkins, CEO
Debra Stern-Ellis, Director, Community Services
Avi Frohlichman, HFLA Chairperson
Hebrew Free Loan Association of San Francisco
131 Steuart Street, Suite 520
San Francisco, CA 94105
(415)546-9902
(415)546-7479 (fax)
Email: info@hflasf.org
Website: www.hflasf.org
Cindy Rogoway, Executive Director & IAJFL Vice President
Gary Shapiro, President
Elton Blum, Past President
COLORADO
Jewish Interest Free Loan of Colorado
Temple Sinai
3509 S. Glencoe
Denver, CO 80237
303-759-0841
303-759-2519 (Fax)
E-mail:lorcawelti@hotmail.com
Loretta Cawelti, Administrator
FLORIDA
FLORIDA – FreeLoan Offices in the United States
Ruth Rales Jewish Family Service
21300 Ruth & Baron Coleman Blvd.
Boca Raton, FL 33428
561-852-3334
561-852-5081 (Fax)
E-mail: bethl@bocafed.org or info@ruthralesjfs.org
Website: www.ruthralesjfs.org
Michael Mullaugh, President
Dr. Jaclynn Faffer, Executive Director
Beth Levine, Business Manager
Hebrew Free Loan Association of South Florida, Inc.
P.O. Box 630362
Miami, FL 33163-0362
305-933-1187 (phone)
305-396-5859 (fax)
Email: steve.schraer@hebrewloan.org or andrew.weinberg@hebrewloan.org
Website: www.hebrewloan.org
Steve Schraer, Office Administrator
Andrew Weinberg, CEO & IAJFL President
Glenn Gopman, Treasurer & IAJFL Past President
Sydell Howitt, Vice President of Loan Administration
HFL of Palm Beach County
4601 Community Drive
West Palm Beach, FL 33417-2760
561-242-6642
561-681-3542 (Fax)
Website: http://www.jewishpalmbeach.org
Howard Kaslow, President
Lou Solomon, Executive Director
Jewish Educational Loan Fund, Inc.
See listing under Georgia for more information.
GEORGIA
Jewish Educational Loan Fund, Inc.
4549 Chamblee Dunwoody Road
Atlanta, GA 30338-6210
(770)396-3080
(770)392-0932 (Fax)
E-mail: info@jelf.org
Website: www.JELF.org
Cathy Miller, Director of Finance and Operations
Rob Rickles, President
Special note: JELF grants interest-free loans only for post-secondary education to residents of Virginia, North Carolina, South Carolina, Georgia and Florida.
Jewish Interest Free Loan of Atlanta
5115 New Peachtree Road, Suite 200A
Chamblee, GA 30341
Phone: 404-410-6886
Website: www.jifla.org
Facebook: www.facebook/JIFLA
Email: freeloan@jifla.org
Dr. Mort Barr, President
MAINE
Hebrew Free Loan of Maine
c/o Jewish Community Alliance
57 Ashmont Street
Portland, ME 04103
Phone: 207-772-1959
Email: jbertram@maine.rr.com
Judy Bertram, President
MARYLAND / DISTRICT OF COLUMBIA
Hebrew Free Loan Association of Baltimore
5750 Park Heights Ave.
Baltimore, MD 21215
(410)843-7536
E-mail: hfla@associated.org
Howard Goodman, President
Jay Hymer, 1st Vice President
David Katz, Past President
Steve Zarren, Executive Secretary
Hebrew Free Loan Association of Greater Washington
6121 Montrose Rd.
Rockville, MD 20852-4856
(301)770-4836
(301)230-3147 (Fax)
E-mail: stein818@aol.com
Janet Stein, President
MASSACHUSETTS
Hebrew Free Loan Assn. of Greater Springfield
1160 Dickinson St.
Springfield, MA 01106
(413)736-6573
E-mail: hebrewfreeloan@springfieldjcc.org
Web site: www.hflaspringfield.org
Elaine M. Geha, Executive Director
Leo Milshteyn, President
Adele Miller, Vice President
Avrom Koltz, Treasurer
Janice Finkelstein, Secretary and Immediate Past President
Steven Koltz, Asst. Treasurer
Robin Fein Krevolin, Past President
MICHIGAN
Hebrew Free Loan of Metropolitan Detroit
6735 Telegraph Road, Suite 300
Bloomfield Hills, MI 48301
248-723-8184
248-723-4809 (Fax)
E-mail: info@hfldetroit.org
Website: www.hfldetroit.org
David C. Contorer, Executive Director, dcontorer@hfldetroit.org
Michael Berke, President
Laurie Banks, Controller, Director– William Davidson Jewish College Loan Program
Cheryl Berlin, Loan Program Manager
Beverly Dovitz, Executive Administrative Assistant
Bernice Herd, Loan Program Coordinator
Robert Schwartz, Special Programs Loan Manager
Jessica Sherman, Marketing and New Media Manager
Roger Siegel, Collections Attorney
Beatrice Berg, Administrative Assistant
Jewish Federation of Grand Rapids
2727 Michigan St NE
Grand Rapids, MI 49506
(616)942-5553 ext. 18
(616)942-5780 (fax)
Website: www.jfgr.org
Karen Padnos, President
Rosalie Stein, Executive Director
MINNESOTA
Jewish Free Loan Program
c/o Jewish Family & Children’s Service
13100 Wayzata Blvd., #400
Minnetonka, MN 55305
(952)546-0616 phone
(952)593-1778 fax
Email: RPaley@jfcsmpls.org
Website: www.jfcsmpls.org
Main contact: Ruth Paley
Mark Fischer, Chairperson
MISSOURI
Jewish Loan Association
c/o Jewish Federation of St. Louis
12 Millstone Campus Dr.
St. Louis, MO 63146
Website: www.jewishinstlouis.org
Email: scohen@jfedstl.org
(314)432-0020 Ext: 3800
(314)432-1277 (Fax)
Dr. Stephen Cohen, Coordinator
Sue Rundblad, Financial Assistant JFS
NEW JERSEY
Hebrew Free Loan of New Jersey
c/o Jewish Family Service of MetroWest
256 Columbia Turnpike, Suite 105
Florham Park, NJ 07932
(973)765-9050 x344
Rubin Rotman, executive director
Arthur Schechner, President
Jane Sayovitz, Administrator
Paterson Hebrew Free Loan Association
10-10 Norma Avenue
Fair Lawn, NJ 07410
Phone: 201-791-8395
Sig Westerman, President
Fran Westerman, Administrator
NEW YORK
Hebrew Benevolent Loan Association
2640 North Forest Road, Suite 200
Getzville, NY 14068
(716) 204-1133
(716) 204-1129 (fax)
Email: info@wnyhbla.org
Website: www.wnyhbla.org
Gerald Oehlbert, President
Peter Fleischmann, Executive Director and Treasurer
David Williams, Past President
Tara N. Burgess, Client Services
Hebrew Free Loan Society
675 Third Avenue, Suite 1905
New York, NY 10017
(212)687-0188
(212)682-1120 (fax)
Email: info@hfls.org
Website: www.hfls.org
Shana Novick, Executive Director
Sandra R. Kahn, President
NORTH CAROLINA
Jewish Educational Loan Fund, Inc.
(770)396-3080
info@jelf.org
www.jelf.org
See office listing under Georgia for more information.
OHIO
Free Loan Association
c/o Anshe Sfard Synagogue
646 N. Revere Road
Akron, OH 44333
(330)867-7292
Reuben Cohen, President
Keith Migdal, Director
Jewish Federation of Cincinnati
8499 Ridge Road
Cincinnati, OH 45236-1200
(513)985-1522
(513)985-1503 (fax)
Email: jfriedman@jfedcin.org
Website: www.jewishcincinnati.org
Buddy Goldstein, Chairman
Jim Friedman, Director of Gift Planning & Endowments
Hebrew Free Loan Association of Cleveland
23300 Chagrin Boulevard, #204
Beachwood, OH 44122
(216) 378-9042
(216) 378-9007 (fax)
Email: team@hflaclev.org
Website: www.hflaclev.org
David Edelman, President
Marc Bloch, Co-Vice President
Lisa Lowe, Co-Vice President
Michal Marcus, Program Director
Michael J. Levine, Treasurer
Wendy Albin Sattin, Secretary
Stuart J. Sharpe, Past President
PENNSYLVANIA
Hebrew Free Loan Society of Greater Philadelphia
c/o Beth Sholom Congregation
8231 Old York Road
Elkins Park, PA 19027
(267)709-9652
Email: info@hebrewfreeloanphila.org
Website: www.hebrewfreeloanphila.org
Marshal Granor, Co-President
Tamar Granor, Co-President
Jonathan Harmon, Executive Director
Hebrew Free Loan Association of Pittsburgh
4315 Murray Avenue
Pittsburgh, PA 15217
(412)422-8868 or (412)422-8740
(412)422-7410 (fax)
Norma Williamson, Executive Director
Website: www.hflapgh.org
Email: info@hflapgh.org
RHODE ISLAND
Hebrew Free Loan Association of Providence
58 Burlington Street
Providence, RI 02906
(401)331-3081
Barry Pickar, President
Dr. Steven Hershey, 1st Vice President
Oleg Geyler, Secretary
SOUTH CAROLINA
Jewish Educational Loan Fund, Inc.
(770)396-3080
info@jelf.org
www.jelf.org
See office listing under Georgia for more information.
TEXAS
Dallas Hebrew Free Loan Association
PO Box 671235
Dallas, TX 75367-1235
(214)696-8008
(214)696-6554 (fax)
Email: dhfla@sbcglobal.net
Website: www.dhfla.org
President: Louis Marx
VP: Leslie Secore
VP: Iris Sheppard
VP: Dorothy Wolchansky
VP Finance: Ivan Edelman
Secretary: Alison Fisher
Hebrew Free Loans of Austin
3571 Far West Blvd. #233
Austin, Texas 78731
(512) 677-4352
Website: www.hfla.org
Email: info@hfla.org or loans@hfla.org
Tarrant County Hebrew Free Loan Association
4750 Bryant Irvin Rd., STE 808
PMB #206
Fort Worth, TX 76132-3631
(817) 569-0898
(817) 377-4422
(817)581-2662 (President)
Email: tchfla@yahoo.com
Gene Posnock, President
Stephen Kaye, Vice President
Seymour Roberts, Secretary
Steve Karten, Treasurer
David Nudelman, Past President
Hebrew Free Loan Association of Greater Houston
4131 S. Braeswood Blvd.
Houston, TX 77025
(713) 667-9336 ext. 221
(832) 415-0415 (fax)
Email: hebrewfreeloan@hfla.net
Website: www.hfla.net
Bryan Miller, President
Adam Siegel, Treasurer
Rachel Yurowitz, Agency Coordinator
Hebrew Free Loan Association of San Antonio
P.O. Box 780264
San Antonio, TX 78278
(210)736-4352
Website: www.hfla-sa.org
info@hfla-sa.org
Shari Markowitz, President
Michael Robbins, Vice President
Marianne Kestenbaum,Treasurer
UTAH
Joseph & Evelyn Rosenblatt Free Loan Fund
c/o: Jewish Family Services
#2 North Medical Drive
Salt Lake City, UT 84113
(801)746-4334
Email: carol@jfsutah.org
Carol Einhorn, JFS Executive Director
Mary Jane Ciccarello, President
Diane Hartz Warsoff, Free Loan Fund Chair
Sheldon Elman, Treasurer
VIRGINIA
Jewish Educational Loan Fund, Inc.
(770)396-3080
info@jelf.org
www.jelf.org
See office listing under Georgia for more information.
WASHINGTON
Hebrew Free Loan Association of Seattle
PO Box 18862
Seattle, WA 98118-8862
206-722-1936 and 206-722-0310
Email: hflaseattle@yahoo.com
Jeff Puterman, President
Albert Feldmann, 1st Vice President
Louis Isquith, 2nd Vice President
Judie Sherr, Financial Secretary
Florence Katz Burstein, Recording Secretary
Marc Slonim, Past President
WISCONSIN
Milwaukee Jewish Free Loan Association
409 E. Silver Spring Drive
Milwaukee, WI 53217
414-961-1500
414-961-1501 fax
Ginny Gendelman, Executive Director
Email: gg@mjfreeloan.org
Website: www.mjfreeloan.org
Can’t find a nearby office? Reach out through our Contact page.
