Student Loans
Everything about student loans, repayment plans, refinancing options, and strategies to manage education debt effectively.
Student Loan Forgiveness FERPA Violation Rumor: What’s True and What to Do
The student loan forgiveness FERPA violation rumor usually claims that student loan forgiveness programs require schools to illegally share your education records, or that forgiveness decisions are based on improper access to your data. It is easy for these claims to spread because student loans involve multiple parties: your school, the U.S. Department of Education,…
How Borrowers Paid Off Student Loans Early
To pay off student loans early, borrowers usually combine a few repeatable moves: they lower the interest they pay when it makes sense, they send extra money to principal consistently, and they build systems that keep the plan going even when life gets busy. This guide breaks down what real borrowers did, why it worked,…
College Prices Unfair Survey: What It Means for Families and Borrowers
The college prices unfair survey conversation is not just about sticker shock – it is about whether families feel they are getting fair value for what they pay. Tuition and fees have risen for decades, but the bigger issue for many students is the total cost of attendance: housing, meal plans, books, transportation, and lost…
Trump Plans to Move Student Loans to the SBA: What Borrowers Should Know
To move student loans to the SBA is an idea that has surfaced in policy discussions and headlines, and it raises practical questions for borrowers about repayment, servicing, and protections. Right now, most federal student loans are managed under the U.S. Department of Education through Federal Student Aid (FSA) and a network of loan servicers….
Refinance Student Loans Interest Rate Tips
Refinance student loans interest rate decisions can lower your total borrowing cost, but only if you compare offers carefully and avoid tradeoffs that raise risk later. Refinancing replaces one or more existing student loans with a new loan from a private lender. Your new rate and payment depend on your credit profile, income, debt to…
Colleges Expand Tuition Free Programs: What It Means for Your Costs and Loans
Tuition-free college programs are expanding across states, public university systems, and private colleges, changing how many families plan for school costs and student loans. These programs can be a big help, but “tuition-free” rarely means “cost-free.” Most students still face expenses like housing, meal plans, books, transportation, and fees. Some programs cover only tuition. Others…
Where Billionaires Went to College
Where billionaires went to college is a fun question, but it can also be a useful starting point for thinking about education costs, student loans, and career payoff. Many ultra-wealthy founders and investors attended well-known universities. Others went to regional public schools, transferred, or left before graduating. The practical takeaway is not that a specific…
College Grads With STEM Degrees: Why Some Are Unemployed and What to Do Next
STEM degree unemployment can be a shock after years of tough classes and high expectations. If you are a recent graduate who cannot land a role, it does not automatically mean your degree is “worthless” or that you failed. It usually means there is a mismatch between your skills, your target roles, your location, your…
Student Loans Default Wage Garnishment Resuming: What Borrowers Can Do Now
Student loan wage garnishment can restart when a federal student loan is in default and the government begins collecting through your paycheck. If you are worried this could happen to you, the most important move is to confirm your loan status, watch for official notices, and act before money starts coming out of your wages….
529 College Savings Plan Market Uncertainty
529 college savings plan market uncertainty can feel stressful, especially when tuition bills are getting closer and headlines are loud. The good news is that a 529 plan is flexible enough to adjust as your timeline changes, and you can build a process that does not depend on guessing the market. This guide explains what…
